Personal Finance

financial challenges

10 Major Financial Challenges Interracial Couples Courageously Overcome Together

Financial challenges Often navigating a unique set of circumstances, couples who are in an interracial relationship find themselves freighted with the necessity to contend with all kinds of relationship problems that are too common in any kind of couple. These problems can affect finances, and that’s what we’re going to focus on here in this […]

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The 50/30/20 Rule

The 50/30/20 Rule: Budgeting Made So Simple Even I Stuck With It

It can be easy to feel that restricting a budget is overwhelming. Spreadsheets, long lists of categories, and crazy, ever-changing expenses can make a person’s financial picture look really scary. This is why the 50/30/20 rule really stands out as a simple, flexible, and effective way of managing finances. And when I first came across

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7 Bank Accounts Financially Smart People Use to Master Their Money

Effectively managing your money often requires more than just one bank account. Financially smart people use multiple bank accounts—and for very good reasons. Bank accounts can be used, as we shall see, to organize and make clear the several different aspects of your financial life. This is a life that has a past, a present,

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